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FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

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  • Can overdraft protection be linked to a line of credit?

    Yes.

    January 12, 2026General
  • Will I have to visit a branch location to execute loan documents?

    No, loan documents will be delivered to you electronically through DocuSign.

    June 7, 2023General
  • How can I apply for a loan larger than $250,000?

    If you are an existing commercial borrowing customer, contact your loan officer. If you are a new customer, you may contact any of our branch offices for assistance.

    June 7, 2023General
  • Can I request more than one loan?

    Yes, if you are applying at a Branch or through a Lender, you can request multiple loans/lines of credit up to a total maximum of $250,000.  You can only request one loan at a time when applying online up to a maximum of $250,000 aggregate.

    June 7, 2023General
  • How will you determine to approve or decline my loan request?

    Your business’s eligibility and loan offer will be based on our overall assessment of your business’ financial condition. We will evaluate the credit history of the business owner(s) and the business to determine whether to approve the request, the loan amount, and the pricing.

    June 7, 2023General
  • Will the loan be reported to the credit bureaus or reflected on my personal credit report?

    The loan is considered a commercial loan and is not reported on your personal credit report.

    June 7, 2023General
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ESSA Bank

Phone: 855.713.8001  |  Routing #031306278 |  NMLS ID# 410748

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